Liberty offers an appliances-only plan, a systems-exclusive plan and a comprehensive plan that includes appliances and in-home systems. However, if you live in Washington or Wisconsin, remember that Liberty Home Guard is currently not available in those states. Liberty also has an easy-to-use online portal for filing and tracking claims, making policy changes and paying bills. This feature allows veterans to tailor their home warranty to their specific needs without paying for anything they don’t need or want. Liberty allows customers to select up to 30 add-on options - more than any other service provider on our list - to create the best-suited coverage for their unique needs and budget. Keep in mind that plan costs will vary depending on where you live and the size of your home.Īlthough a relatively new home warranty company, Liberty Home Guard has built its reputation thus far on providing customizable plans paired with quality customer service. The company estimated that coverage would range from $24.99 to $69.99, depending on the plan and choice of service call fee. We requested a quote from AHS for a single-family home under 5,000 square feet in Richmond, Va. A higher service fee will reduce your monthly bill, and a lower service fee will increase it. Cost BreakdownĪmerican Home Shield also offers an adjustable service call fee, allowing you to choose one of three amounts - $75, $100 or $125 - to set your monthly payment amount. AHS will also cover breakdowns and home repairs that result from a lack of maintenance, malfunctions due to sediment, rust or corrosion and improper installations, repairs or modifications. The company will repair or replace covered appliances and home systems despite their age and/or without service records. One standout feature of AHS is its coverage of issues that are not easily identified through a basic inspection or visual check for missing parts. ShieldPlatinum covers everything in ShieldGold, as well as roof leaks. ShieldGold includes everything in ShieldSilver and nine major appliances, including refrigerators, garbage disposals and ovens. ShieldSilver covers 14 essential built-in systems. Plan BreakdownĪmerican Home Shield offers three tiered plans: ShieldSilver, ShieldGold and ShieldPlatinum. This means lower out-of-pocket costs in the event of major appliance repairs or the need to replace a home system, such as your electrical system. AHS does not have a coverage cap for built-in systems, like HVAC and plumbing, and caps for appliances can be as high as $6,000. and offers customizable plans to meet homeowners’ budgets.Īmerican Home Shield also has coverage caps that may be appealing to veterans, particularly if you are living on a fixed income. In addition, AHS has an extensive network of more than 15,000 qualified contractors throughout the U.S. Availability: 49 states (excludes Alaska )Īmerican Home Shield (AHS) is our top recommendation for veterans because it has a well-established reputation in the industry for in-depth coverage, fast claims processing and superior customer service.
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